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But by December 15, you will be required to have signed up and have paid or have health care coverage, or you will be fined. Here’s Obamacare’s IT chief, Henry Chao, stumbling and fumbling over exactly how much is left to do. He would later say that he meant to say they were only 30-40% from completion…which would still be too damned assed up to have rolled out, but under pressure, I suspect he gave away the real numbers: that the portal and marketplace mechanics, including security and payment systems, are less than half completed. Let’s here Chao in his own words. The real meat starts at about 3:15:

Here’s the most important exchange:

REP. CORY GARDNER: Well how much do we have to build today, still? What do we need to build? 50 percent? 40 percent? 30 percent?

HENRY CHAO: I think it’s, uh, just an approximation, we’re probably sitting somewhere between 60 and 70 percent because we still have to build…

GARDNER: Wait, 60 or 70 percent that needs to be built, still?

CHAO: Because we still have to build the payment systems to make payments to insurers in January.

GARDNER: Let me get this correct. Sixty to 70 percent of Healthcare.gov still needs to be built?

CHAO: It’s not really about Healthcare.gov — it’s the federally-facilitated marketplace.

GARDNER: The entire system that the American people are being required to rely upon…

CHAO: Healthcare.gov — the online application, verification, determination, plan compare, getting enrolled, generating the enrollment transaction — that’s 100 percent there.

GARDNER: But the entire system is 60 to 70 percent away from being complete.

CHAO: There’s the back office systems, the accounting systems, the payment systems…they still need to be done.

And if you think that the rest of the “system” they are putting in place is going to be any better designed, thought out, rolled out, or the services it will provide any better you are a fucking idiot.